Executive Risk Inc. was an insurance and risk assessment specialist based in America. Their 1996 annual report is unusual in its portrayal of what is traditionally thought of as a staid and sober industry.

The reader is helpfully informed that the theme for 1996 is ‘speed and time’ and the designers certainly ran with the idea.

The text makes mention of a new, ‘high-tech’ website (which no longer exists) and ‘space-age virtues’. These ideas are brought to life using the two staples of 90s design – lurid colours and images blurred to suggest speed. The section opening pages are a treat for readers who are fans of a 90s esthetic. The visually busy images are annotated with arrows and dotted lines leading you around the picture, reinforcing the idea of speed.

A single folded paste-in explaining the company’s process feels a little lost amidst what is otherwise a consistent design. Worth noting also is the design of the cover. Meant to mimic a speed limit road sign, the front cover features an embossing effect while the back cover uses a debossing effect – it’s the only subtle aspect of the whole report and it works well.

Print quality is excellent. Two paper types are used – an uncoated stock for the financials and a semi-matte stock for the thematic pages. Photographic and colour reproductions on the latter are crisp and saturated, making for a vibrant report.

As with the design, treatment of type is exuberant. Four typefaces are used and they each contrast with the others.

A plain, narrow sans serif competes with a typewriter inspired typeface which in turn competes with an ink-splatter effect, while section titles are set as strips of embossing tape. There is a sort of joyful madness to the design which is a refreshing change for a company dealing in insurance.

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